When it comes to charitable giving, Donor-Advised Funds (DAFs) are one of the fastest-growing, most flexible, and tax-smart ways to make an impact. Whether you already have a DAF or are just starting to explore your giving options, understanding how to avoid capital gains can significantly increase both your tax efficiency and your philanthropic reach.
Why Capital Gains Matter
Many people default to giving cash, but appreciated assets like stocks, mutual funds, or real estate can be some of the most tax-efficient gifts you can make. When you donate long-term appreciated assets to a DAF, you can avoid paying capital gains taxes on the appreciated value, while still receiving a charitable deduction for the full fair market value of the asset.
This means:
- You can give more to charity at a lower after-tax cost.
- Your charitable dollars can go further.
- You may reduce your taxable income for the year.
How It Works at Truman Heartland
At Truman Heartland Community Foundation (THCF), we make it easy for you to gift appreciated assets directly into your DAF. Our team works with you (and your financial advisor, if you have one) to process gifts of appreciated stock, helping you minimize taxes while maximizing your community impact.
If you don’t yet have a DAF, it’s a great time to start exploring. A DAF can:
- Provide immediate tax deductions.
- Simplify your charitable giving.
- Allow you to grow your fund tax-free over time.
- Help you build a long-term giving strategy with your family.
Your Impact, Your Way
Using appreciated securities to fund your giving is one of the most effective ways to grow your charitable footprint while making smart financial decisions. Whether you are considering a year-end gift, a long-term strategy, or simply looking for smarter ways to give, donating appreciated assets through a DAF helps you make the most of your generosity.
Interested in maximizing your charitable impact?
Let’s talk about your giving options.
📞 Call: 816-912-4182📧 Email: Eason@thcf.org
